Falling behind on mortgage payments can leave homeowners uncertain about what to do next. Understanding the situation early can make it easier to consider the possible routes forward and decide what information is relevant to your circumstances. TIC Finance provides information about mortgage arrears and property repossession in the UK. Its page on repossession stoppers explains the subject and highlights some of the considerations that may apply when mortgage payments become difficult to maintain. There is no single approach that will suit every case. The mortgage terms, outstanding arrears, property position and wider finances can all influence the circumstances. Reading reliable information and obtaining appropriate advice can help you make decisions based on your own situation rather than assumptions.